News

8
Jan

Unveiling the Top 3 Finance Trends for Individuals in 2024

As we become more entrenched in the digital age, financial practices and finance trends for individuals continue to evolve. While technologies in the financial sector are redefining traditional practices, in 2024, individuals will have more tools available to help them manage their finances. Here are 3 finance trends to examine for individuals in 2024.

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1
Jan

5 Simple Ways to Improve Your Finances in the New Year

The onset of a New Year often brings a spirit of change and improvement. One area of life that often receives excessive attention in the New Year is our finances. Below are 5 simple ways to improve your finances

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25
Dec

7 Reasons For Tactically Using Your Credit Card to Pay Bills

While we typically think of cash, checks, or direct bank transfers as ways to pay our bills, using a credit card can be a viable option when executed tactically. Paying bills with a credit card can offer convenience, rewards points, and the potential to build credit. However, mishandling this strategy can lead to high-interest debt and a damaged credit score. Here are some tactical points to consider regarding paying your bills with your credit card:

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18
Dec

The Extended Impact: Why Recessions Aren’t Just About Economic Growth

Recessions, defined by consecutive quarters of negative economic growth, have been a cyclical feature of market economies since their inception. While it’s tempting to quantify a recession solely in terms of GDP contraction. It’s crucial to understand that the implications stretch far beyond economic growth. To truly appreciate the encompassing impacts of a recession, one must delve into various areas that may be affected:

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11
Dec

How AI is Making Financial Fraud Harder to Spot

As we continue to navigate the digital era, the technological advancements of Artificial Intelligence (AI) have impacted many industries, most notably finance and banking.

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4
Dec

6 Reasons Why You Should Have a Personal Budget Calendar

Many people are familiar with budgeting, providing a roadmap for spending habits. While there are many ways to budget, one standout tool is the personal budget calendar, which helps track your income and expenses spread over days, weeks, and months. Personal budget calendars help you plan and control spending, resulting in financial confidence. Here are six reasons why having a personal budget calendar may be beneficial:

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27
Nov

What Is the Beige Book and Why Should You Care?

The Federal Reserve System, also referred to as The Fed, holds a vast influence on the U.S. and global economies. One of the lesser-known but impactful tools is the Fed’s Beige Book.

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20
Nov

The Economic Significance of Black Friday

The celebration of Thanksgiving precedes a commercial holiday, Black Friday, which is recognized in the United States and other countries worldwide. At first glance, Black Friday is a day for enticing discounts and irresistible offers. But on closer examination, it is a day of economic significance. Historically, Black Friday has been a day for retailers and consumers alike, contributing to factors such as a surge in consumer spending, stimulation of the economy, and increased retailers’ profits.

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13
Nov

The Best U.S. Cities to Enjoy Retirement

As retirement approaches, the prospects of laid-back lifestyles, and endless leisure time. These best cities to enjoy retirement allow for the opportunity to shift from a fast-paced urban life to a more relaxed, quiet community may become appealing. Check out these 10 Best Cities to enjoy retirement.

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6
Nov

10 Factors That May Impact the Housing Market

The housing market is a crucial indicator of a country’s economic health. It is a complex arena that numerous factors can influence. Traditionally, supply and demand, interest rates, and the economy help predict housing market trends for the future. However, several other factors can impact the housing market:

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